Innovative Financial Solutions
12 South Capital creates award-winning financial solutions - we bring Wall Street’s best solutions to Main Street.
Award-Nominated S&P 500 IQ Index
Designed by our founder, Alan Grissom, the S&P 500 IQ achieved some of the highest returns ever credited to fixed indexed annuity products in 2024. This innovative index provides exposure to the S&P 500 with state of the art intraday volatility control technology to optimize performance within fixed indexed annuity products.
Powered By Performance
As the leading, fully independent product design and distribution company in America, 12 South Capital designs solutions to help American grow and protect their retirement savings. Since 2001, the founder of 12 South Capital has developed the industry’s best-performing fixed indexed annuities and indexed universal life insurance policies and is leading the charge in the development of other indexed based solutions for financial products.
Financial Solutions
We specialize in fixed indexed annuities, indexed universal life insurance, and direct indexing. All soutions designed to grow and protect your retirement savings with innovative strategies.
Fixed Indexed Annuities
Secure your financial future with products that use our solutions to optimize growth potential and protection from market downturns.
Indexed Universal Life
Flexible life insurance solutions that combine protection with investment opportunities for long-term growth.
Retirement Planning
Using our best in class, Direct Indexing platform, allows advisors the ability to implement customized financial strategies once only available to the uber rich.
Research/Insights
We hear stories of expectations falling short in terms of index performances inside insurance products. Access 12 South Capital's cutting-edge financial research and insights to understand how indices are really performing inside products, like Fixed Indexed Annuities.
Actual Performance: 500IQ vs standard 500 Inside FIA - Total Amount Credited to PolicyHolders - LibertyMark Freedom - Americo*
500IQ Total Credited 1815.05%
Base 500 Total Credited 1277.27%
Since Inceptions using every crediting period. No fee option for both indices.
Our Solutions
We specialize in fixed indexed annuities and indexed universal life insurance, designed to grow and protect your retirement savings with innovative strategies.
For Institutions
Partner with 12 South Capital to gain access to our army of financial advisors who are using 12 South Capital products to revolutionize their practice.
For Financial Advisors
Partner with 12 South Capital to access exclusive tools, training, and innovative products like the S&P 500 IQ index to better serve your clients.
For Consumers
Discover financial solutions, including our award-nominated S&P 500 IQ index, that provide security, growth, and peace of mind for your financial future.