Unlock the Power of the S&P 500 Inside Fixed Indexed Annuities

Designed by our founder, Alan Grissom, the S&P 500IQ achieved some of the highest returns ever credited to fixed indexed annuity products in 2024. This innovative strategy provides exposure to the S&P 500 with 12 South Capital’s state of the art, proprietary IQ intraday volatility control methodology to optimize performance within fixed indexed annuity products.

Since Inception, carriers have provided 1815% of credited interest to FIA policy holders using the S&P 500 IQ account vs 1277% for the standard S&P 500 who have chosen the standard cap rate for either index*

* Time period using all available data from 09/13/23 to 04/30/25

Powered By Performance

As the leading fully independent product design and distribution company in America, 12 South Capital designs solutions to help Americans grow and protect their retirement savings. Since 2001, the founder of 12 South Capital has developed the industry’s best-performing fixed indexed annuities and indexed universal life insurance policies and is leading the charge in the development of other indexed based solutions for financial products.